Originally posted by Ally Cat's Mommy
We have been having some horrendous financial problems lately

Warren and I REALLY need a holiday (last chance for a romantic cruise before baby comes along), so we booked a cruise for next month, and just hoped and prayed that the finances would work out.
I really wish you would rethink your need for a holiday considering that you have been having horrendous financial problems and a baby on the way.

*Hoping the finances will work out* is not the solution. Making some adjustment in your spending patterns is what will make the difference.

I say these things knowing that more than likely they will not be received in the manner that they were intended, which is with concern.