I do Banking Online. I love it.

Whatever I do is done instantly (well maybe a few mins, but u get the idea).

For Student Loans, I have to send a cheque (its the only way).

I can do soo much with my Banking Online. I have one of my CC's hooked up to it, I can transfer cash from all accounts for free, I can transfer cash for free to my CC or to my b/f account, or to my dad's account. I pay bills & everything.. Like I said, I LOVE IT