Originally posted by Edwina's Secretary
how does the water temp make a difference? I do not get wet (except when Don flipped over getting in once..... ) so why would "on the top" be less warm than in the hull?
It probably wouldn't make a difference in flat water, but in any kind of swells, a sit-on-top would be colder. That's what the guy I bought my boat from said anyway. He doesn't even bring the sit on top models in. I think they look like fun though.

Our air and water temps are also probably much colder than where you are. Most of our water stays just a few degrees above freezing even during the warmer months. I dress to get wet every time I go out. It rarely happens, unless I flip on purpose, but in some of our lakes and rivers, you have 3 minutes in the water before hypothermia sets in. Paddling in shorts and t-shirt is not an option for me.