Thanks everyone! I truly thought I was the only one.

Some sites even remind you to change your passcode - for example at least every month or so.

Good grief, I had just memorized the old one - and now you want me to change it?

I have to laugh because I recall my Grandparents who lived in a tiny town in upper state New York - having a phone number that was something like 1 - 2 - 3. That's it. But of course, it was a party line