I bought the A95 with my birthday money... and golly was it a hit in the pocket, but it was well worth it.
With finals coming up soon, I haven't been able to take many pictures, but I've found the INDOOR mode to really help reduce brightness when taking pictures inside. Of course, I try to stick to outdoor photos because they're usually just prettier.
The indoor mode is under SCN and then just use the arrows to get to indoor.