All picture phone photos I've seen are blurry and dark.

If you just want a personal background, as flamepony suggested, and you have cingular, you can upload your own photo onto their cite and they'll send you the background.

I probably won't get a camera phone . . . unless they start giving them away, LOL . . .

Do you have a regular digi cam? If not, I'd put my money in a camera before I would a phone.