I bought the least expensive plan I could find ($19 for 60 minutes a month) and my cell phone is mainly for emergencies. Text messages cost me $.10 per message so I don't use them too often, although I do like them. No voicemail on my limited plan - the phone is for emergencies only. If they really want to talk to me, they can call me at home and leave a voicemail message there. I will get back to them.

I, too, get annoyed at people who have to talk about everything everywhere, at full volume or louder - in the store, restaurants, walking down the street, driving, but my biggest pet peeve is in elevators or in bathrooms! Geez! Is nothing sacred?

At my office, we are not allowed to use our cell phones; they are to be turned off or on silent.