ssshhh..... Richard...this is what went through my mind as well....



Why are they having sex without thinking???
but don't tell anyone...

We do have outrageously expensive medical care...much of which covers lifestyle choices....especially ones that may be fun but unhealthy...smoking...eating....drinking...having sex.

I believe there are lots of reason....drug companies, litigious patients who expect miracles, sloppy doctors, nursing shortage, and the failure of most of us to be smart consumers of medical care. I once had an argument with my insurance company. There was a charge for a service I didn't receive...and as Richard suggests.... I pointed it out. The response was...Why did I care...I wasn't paying for it...the insurance is!

Insurance doesn't really pay for anything. It merely pools the risk and passes on the claims paid to everyone (minus a fee for doing the work.)