Here's another good one...I got hit by a bike messenger in the city. My sister drove me to the emergency room because I couldn't walk my ankle was so swollen. In the emergency room, they ex-rayed it and told me it wasn't broken, just a bad sprain. Since it wasn't an "emergency" they suggested I go to urgent care. It was two blocks, steep downhill! They expected me to hop down there!
The beauty of HMO's!