You can add me to the list of people who are afraid of snakes and spiders. But I do love spider's webs, they are so perfect, and beautiful when you can see them early in the morning,cover with dew, against the sunlight.
The one insect that can send me into fits of terror is a white face hornet. I didn't even know they existed until a swarm of them attacked me two summers ago. They had made a nest in my ivy covered fence, when I went to close the gate I disturbed them and they came after me with a vengeance. I couldn't open the back door to get back into the house for fear that they would follow me inside. You should have seen me trying to get them away from me. I looked like a character in the movie "The Birds."
The sting of those creatures is horribly painful and lasts for a long time.