"It's just cold out, and I wanted the little loudmouth to have a warm place to sleep. And boy is she ever a talker! And she loves being petted, and isn't the least bit scared about being inside..."

Uh huh.... and where have I heard this one before? oh, yeah - ME!

I'm a 'dog person', always have been and always will be - but when this poor little kitty started stealing DOG FOOD from my garage, well i couldn't very well let hime starve, and when it dipped below 0, I couldn't leave him outside - right? And even though he still goes outside, he now thinks he's 'king' of the house and at least he's not gettin ghis ears chewed up by the big bully cats out at night......

yup - unless you find another home for her real quick - you got another kitty.

If you DO decide tokeep her and bill are tight - try what I did - call around to the animal rescues and ask for info on a deal for spaying and shots -

what I found is that for my adopted stray - I could 'give' him (as a stray) to the local private, 501C no-kill cat rescue, and immediately fill out the 'adoption' form and pay the adoption fee of $88. they would have him fixed, give him his shots, do the blood test for feline lukemia and HIV, and microchip him. I meet them at the vets that does the neuter job, ans as soon as he was out of surgery, up from the anesthesia and ready to go home, I could pick him up right from the vet and take him home ( as MINE) to recover.

it really helps, financially.

Good luck - she's a cutie!

Laura