I have dry skin also. BUT I have a phobia of lotions, and so does my husband. It feels so cakey, and sticky, and drives me nuts!
They only 2 lotions I like and can wear that really help my dry skin are Jergens Multi vitamin replenishing lotion, and the second is St. Ives 24 hour moisture.
When my hands arent too dry, but I just want to use lotion I use Vaseline Intensive care Water Resistant lotion. It works WONDERS if you wash your hands constantly