Oh, Kim. I'm so sorry.

I haven't seen your framing work, but everything I've seen you do turns out beautifully. I'm so sorry this woman is taking advantage of you like this.

I guess if it were me, I'd put it all on the bill. If she has questions, you can confront her then? Maybe you could attach a note explaining what you understood the arrangement to be and now she needs to pay you for all the time you've put into this.

Do what you feel is fair and you won't be wrong.

Lots of hugs to you...you're such a sweetie and I hate to see you upset.

Love, Kelly