4 accidents

Accident #1:
I had my license a full week and rear ended someone at a light. My fault since I was an inexperienced driver (though I still insist she stopped dead in the middle of her right turn)

Accident #2:
Abut 6 months later I backed out of a parking spot and into the open back door of a station wagon. Knocked the whole door off the car Didn't even tell insurance that one. Paid it out of my own poicket.

Accident #3:
Coming home from Philadelphia on my LAST day working in the city and a lawyer rear ended me!

Accident #4:
Snowy day in the neighborhood and a lady who didn't think she needed to clear her windows started pulling out of a parking spot at the supermarket. I beeped. She continued backing, I beeped again, and I couldn't go anywhere ot I would have hit a family unloading groceries. She just continued backing up and I was helpless but to watch her hit me The driver was uninsured, but did pay for the thousands of dollars damage she did... suppose she realized insurance was cheaper and found some soon afterwards?