You think it's bad while still working??, wait till you retire and get a measly monthly check from Social Security. I can barely make ends meet and need to use my credit card for groceries and other essentials which of course is going to max out eventually.

It's a terrible way to live and I know there are millions of other Sr's going through the same thing. Something is just not right. We do get a raise each year altho we didn't get anything for two years because of the economy. When we do get the yearly raise, it's so small that it really doesn't make much of a difference since everything else just keeps going up.

We Sr's have worked hard all of our lives and we deserve a check that doesn't worry us every single month. Luckily my bank doesn't demand that we must have a balance not to be touched because there are times I have only about $2 left in my checking account after paying all the bills.

So girlfriend, things don't get much better when you get older unless of course you win the lottery