A conversation with my doc prior to minor surgery:

So, how much is this going to run?

We don't know.

Huh? It's a simple procedure, local, slice, a couple stitches, done.

Well, it all depends on your insurance co, the anesthesiologist who's used, the nurse who's used, we can't tell until it's all done how much it's going to cost.

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And therein, boys and girls, lies the problem.

A mechanic in NY state has to post their hourly rate prominently in their customer area, and has to tell you up front how many billable hours a repair is going to be.

The health care industry is under no such restrictions, even for simple exams and procedures.