I've been with Hartford thru AARP for several years now, and when my rates went up last year, I got some quotes from other companies. At first I thought Progressive was a great deal, until I started reading feedback from other people. They use parts from junked cars for any repairs, they turn down claims - claiming they are falsified, they raise rates with no explanation, they drop you for no reason, etc, etc and on and on. If you sign up with them on line, you get a $50 credit for signing on line, but what they don't tell you, is that they charge it back to you in 6 months when you get your next billing. WOW - now isn't that a bargain????

Found out that my rate increase was an across the board raise that my state imposed on everyone, so stayed with Hartford. Hartford's billing is once a year, and I'm guaranteed a no cancellation policy. I previously was with State Farm, but their rates got too high to suit me, and I carry full coverage on my car.