Yep, I'm w/ya, Karen. I carry mine even when going out to feed the birds or get the mail, even if the weather is good. Last year I was rolling my trash can to the street and stepped in a divit in the yard. I fell and somehow got my arm caught in the handle of the trash can, so it fell on top of me. What a ridiculous situation! I laid there and laughed and finally managed to extricate myself. I wasn't hurt, until the next day, that is. Then I was plenty sore. After that incident, I always make sure I have my cell phone w/me. We just never know.