As far as S.S. in the future maybe it won't be there & I was told as a child by my parents they would not be collecting S.S. & didn't (dad had railroad retirement instead) but my uncles & aunts who also said they wouldn't collect S.S. because there wouldn't be any left did collect it. I was taught in school back in the 1960's that we should not depend on S.S. (because there wouldn"t be any left for us anyhow)alone but put our eggs in other baskets. Even with the Medicare Plan, how long is that going to last? Even though you pay out of your employement check, in the end you have the last say because someone else is in control. It has always been that way & always will be. There is nothing like Medicare & lets say a private insurance plan to boot actually dictating what they are going to pay & not pay & how you are going to be treated when you are deathly ill. That just scares the heck out of me. They have control over what is going to happen to you.

Have any suggestions how to change it? I think it is going to hurt not a little but a lot in the future.