I lost my Gmail earlier this summer for a few days. Couldn't access it at all. I was very lost without it. If you click on "can't access your account" on the sign-in screen, you can get Google to send an activation code to your cell phone. Then there is a field on Gmail where you enter the activation code and it allows you to change your password and regain access to your account. I had to do this twice, because the first time Google sent me the activation code, I couldn't find the field to enter it.
Reading this thread reminds me that after this happened I thought to myself that I should get a flash drive and back up all my contacts onto it.
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