Quote Originally Posted by moosmom View Post
Johanna,

You're absolutely right. I've worked on both sides of personal injury. I know what the insurance WILL and WILL NOT do.

I'm hoping these people will be easy on me and not see dollar signs and "lawyer up" like some make a living at it. It was truly an accident.
Of course, it was an accident. However, if (if, if, if) there were injuries or property damage, those should be taken care of. That is why we have insurance.

I would also tell someone to call the insurance company...not the agency. And, often times, ANY claim kicks your premium up...whether it be for $750.00or $75,000.00.

There isn't anything you can do about it, so might as well worry about other things.