I have health insurance. At my current wage, I can't afford to have my husband on my insurance. Nicholas thankfully is covered by the state, but to add my husband would kick my insurance payment to over $200 and since he is self employed his options are limited. Im going back to school so I can get a better job (I hope) with more reasonable insurance rates.
I sure would hate to pay a fine because of not being able to afford insurance...I would especially hate going to jail for contempt if I didn't pay the fine.
Just a different perspective.