I found it!!!!!! It wouldn't have made a difference if anyone called me (and yes Cookiebaker that's exactly what I did) because it was buried in my hamper of dirty clothes. DUH!!!!! I wouldn't have panicked so much if it weren't for the fact that my cellphone IS my only phone.

I literally rippped my house and car apart figuring it might have fallen under my bed or under the seat of my car. I actually went as far as going to the T-Mobile store to see if I could get another one, possibly refurbished. The best they could do is $50. That's when I decided to go back and look some more.

Thanks everyone for helping me out.