Poor Floppsy!!!!!!!
I am scared of bugs too. I HATE grasshoppers!!! O.K.... I am going off subjuct too.
Hmmm... I don't really know what to say... maybe if you make a trap for the raccoons (not to hurt them) just to scare them away, then maybe they wouldn't come back... but I don't know. For the bugs I have nooo clue! I just squeal. I don't really know that much about facing your fear of bugs... Sorry I can't help you. Good Luck!
About the raccoons you could get together with your 1 or 2 of your friends, and then when the raccoons come scare them away, and repete this, because then maybe they won't come back and get frightened... Good Luck! (you might need it! )