I used to save my pennies all year long and then in November cash them in and use the money for toys for the Salvation Army toy box. I'd sometimes have to add a bit too it but it was well worth it. Sadly, the Salvation army moved out of town this year and I don't know of any one having a local toy drive.

We do have a program where you can adopt a family for Christmas. Unfortunately, I can't afford to do that but lots of people can.