1 speeding ticket in my whole driving career of 12+ years. It was about a month before I graduated from college. I was doing 43 in a 35 and the police officer said she'd normally let it go but there had been a fatal accident there a few months earlier and she couldn't do it anymore.

Anyway, I had to pay a fine and borrow money from my mom so I could make it to graduation (I had everything budgeted to the last penny before the ticket). It was the first time I had to borrow $ from them while in college and they'll never let me forget it was because I got a speeding ticket.