In my experience the vet ALWAYS wants to see them in their office, even after stressing you don't have the funds immediately. Don't get me wrong, I will NEVER deny any of my pets medical attention, but for some of the minor things (worms, etc) that can be analyzed and discussed over the phone, they don't NEED to bring in the pet to be "seen". Then they run a bunch of tests without telling you and charge you an arm and a leg

You reminded me I have to deworm all my guys again today, though.