I am also having to learn Medicare Part D information for work (I work for my local Council on Aging) and it is VERY confusing for us as well as the seniors we serve. But we are doing our best to muddle through it all.

Also, we serve many seniors who are at or below the poverty level, so the monthly premiums are out of the question for them.Fortunately, many of them are on medicaid, so they will be covered.

I think an essential thing to remember is that this is a CHOICE that seniors have. They are not required to sign up for the program. But I do believe that for the majority of seniors in the country, the program will be beneficial, and their choices should be considered. They may want to check with their local Councils on Aging, Senior Centers, AARP chapters, pharmacists, doctors, and family members before making a final decision on a plan.

We have decided that our main goal is to be certain that the seniors are well informed of their choices and able to make the best informed decision.

I also, will offer my assistance for folks with questions. I will do my best to help in any way that I can. Just PM me.... Donna