Actually, it looks as though things may turn out okay. Last night, my husband and I applied for a "blank check" loan through CitiBank and were approved - we asked for $16500 and they approved us for $38700!! Anyway, I found a car at CarMax that I really like - it's a 2001 Mazda Tribute ES (the nicest "level" of the Tribute you can get) with a sunroof (important to me) and 4WD (important to hubby) for $15599 with only 35K on it. We're going to test drive it this evening and if all goes well, that'll be my new car. We'll be using the money from the insurance agency for car payments for the next 6 months and between now and then, getting our money in order and off of us so when the insurance payoff runs out, we will be able to afford the $360/month the Tribute will cost.

So please pray, send good vibes, do a car dance, whatever floats your boat and send the positiveness my way. I could *really* use a "break".