UPDATE!!!!!!! If anyone asks you to cash a check for them....

[moosmom]

RUN IN THE OTHER DIRECTION!!!!

A now former PT friend of mine, whom I trusted, asked me if I would cash a check through my checking account and overnight her the money, because she doesn't have an account. Not thinking twice, I agreed, since I know how much she needed the money.

She told me to take out $100 for shipping fees and the rest for helping her.

Well, it's a damn good thing that I have a great bank that is on their toes. Come to find out the check was bogus. I called the bank it was drawn out of with all the information, routing number, account number and check number. This check was for $3,750, which is no chump change. They said they had no record of an account with those numbers. So now, I'm out of $100. I got a letter from my bank saying they wouldn't cash the check because they were unable to verify the payee (meaning the bank).

I was very lucky that the bank was as understanding and didn't charge me overdraft fees. When I got my measly paycheck from BB&B, I had to put it into my account to cover the cost. I'm now down to $40 till the 3rd of Dec.

I was going to call the police and report it, but there's basically nothing they could do. She is a very lucky person because if they COULD do something, she'd be behind bars.

Never, EVER cash a check, especially if the person asking doesn't have a checking account of their own. I know a red light should've come on during all this. But I didn't deserve this and was way too trusting.

This was a very hard lesson learned and one that will NOT be repeated.