UPDATE!!!!!!! If anyone asks you to cash a check for them....

[moosmom]

RUN IN THE OTHER DIRECTION!!!!

A now former PT friend of mine, whom I trusted, asked me if I would cash a check through my checking account and overnight her the money, because she doesn't have an account. Not thinking twice, I agreed, since I know how much she needed the money.

She told me to take out $100 for shipping fees and the rest for helping her.

Well, it's a damn good thing that I have a great bank that is on their toes. Come to find out the check was bogus. I called the bank it was drawn out of with all the information, routing number, account number and check number. This check was for $3,750, which is no chump change. They said they had no record of an account with those numbers. So now, I'm out of $100. I got a letter from my bank saying they wouldn't cash the check because they were unable to verify the payee (meaning the bank).

I was very lucky that the bank was as understanding and didn't charge me overdraft fees. When I got my measly paycheck from BB&B, I had to put it into my account to cover the cost. I'm now down to $40 till the 3rd of Dec.

I was going to call the police and report it, but there's basically nothing they could do. She is a very lucky person because if they COULD do something, she'd be behind bars.

Never, EVER cash a check, especially if the person asking doesn't have a checking account of their own. I know a red light should've come on during all this. But I didn't deserve this and was way too trusting.

This was a very hard lesson learned and one that will NOT be repeated.

[sasvermont]

A lesson learned. Let me guess who it was.....

That is such a scam....but to do it to a friend? What nerve.

[Medusa]

Excuse my ignorance but why can't the police arrest her? If she wrote a bogus check on a bogus account, isn't that fraud?

[aTailOf2Kitties]

did she ask you to do this verbally or thru email?

[Catty1]

Donna, I am so sorry this happened to you.

I don't have to guess who it is, do I?

{{{{hugs}}}}

Great that you have an understanding bank...at least when hell happens, the angels appear.

[caseysmom]

File a police report.

[cassiesmom]

Excuse my ignorance but why can't the police arrest her? If she wrote a bogus check on a bogus account, isn't that fraud?

Pardon my ignorance, too; if the check came to you via the mail, isn't that mail fraud? And what an awful thing for someone you trusted to do to you.

[moosmom]

It was not a check that she wrote, as she doesn't have a checking account. It was a check made out to her by Sun Trust Bank out of Tennessee.

If I file a police report, I'd have to drive quite a ways to appear in court if she is arrested.

If ya wanna know who it is, just PM me. If you want to guess who it is, feel free to PM with your guess and I'll tell you if you're right.

To tell you the truth, I was very angry at myself for being so stupid.

[Karen]

Because she sent it to you through the mail, I bet you can have the case tried in Connecticut, where you are. It is mail fraud as well as just plain fraud. I'd call the Connecticut Attorney General's office.

[moosmom]

aTailof2kitties,

She asked me verbally.

[Karen]

I spoke to a family member who works for the Post Office (I have several), and he said to contact Connecticut's Postal Inspector. That way the charges are federal, and may be brought in Connecticut, where you are.

[Asiel]

Glad I read this. I would have never imagined someone doing this, guess I'm just as gullible. At least now I'll be forewarned. Sorry something like this had to happen to you, leaves a bitter taste in your mouth when it's a friend.

[Grace]

If the check was made out to her, how could you cash it? Especially for that amount of money?

[Karen]

If the check was made out to her, how could you cash it? Especially for that amount of money?

Anyone can sign a check over to someone else, so the second person can cash it, or deposit it. It's not uncommon, really.

[Laura's Babies]

Right, if the check is signed and it was lost, someone found it and cashed it... they are out that money... a endorsed check is the same as cash....

That is a terriable way to do someone you have befriended. I guess they think good friends are a dime a dozen and will move on to the next one.

BUT, a lot of "friends" are only friends so they can set you up to screw you over... then they move on to the next one.