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There is a guy that lives across the street and a few houses down. I call him "shirtless Joe", for obvious reasons.
I believe clothes, like other things, kind of serve a purpose. If you are at the beach, the pool, the nekkid club, or recovering from some form of surgery that necessitates it- your shirt should be off. Otherwise? If I want to see you topless, I will simply pay you. :D
My little guy wants to be pantless, always! Now THAT is something to start a poll on. A 4 year old's nekkid bottom is still cute. :)