Funny, Sara and I were just discussing this the last time we saw each other. :) I really don't wear much jewelry at all. On my right hand I wear my grandmother's engagement ring. My Aunt got it from my grandmother and she gave it to me knowing her daughter wouldn't appreciate it. I wear it everyday except on weekends.
I have 3 holes in my left ear and one in my right ear. In the top two holes in my left ear I wear diamond studs. The bottom hole and the hole in the right ear are for normal earrings which I normally always have in. usually the dangling type because the posts dig a hole in my head when I'm on the phone at work. :p And within the last few months I've started wearing a twisted necklace. It has one yellow gold strand and one white gold strand and they're twisted together. I like that because the engagement ring is white gold and the earrings I usually wear are yellow gold, so this sort of blends them together.
However, as soon as I get home, the dangling earrings, the necklace and the ring come off. On weekends I usually only wear earrings. I just do too much stuff outside and with dirty stuff (like cleaning Corvette wheels) and when I'm exercising, like riding my bike, I can't stand to have jewelry on. I hate it when I get sweaty and the jewelry sticks to me - ick! And my hands usually swell up and then the ring is tight and blah blah blah.
However if Terry was an enabler like Sara's hubby, I might be more inclined to wear more jewelry more often. ;) :D
Oh, and I usually don't wear a watch. I've got plenty of clocks around me (computer, on the wall, in the car, on the microwave, 3 of them in the bedroom....) that I figure I don't need one on my wrist. I have a really nice one that I just never wear anymore. I do have a "sport" watch that I wear when we're in the motorhome and I don't have as many clocks around.