Originally Posted by
Edwina's Secretary
That situation is specifically addresses in the Americans with Disabilities Act (ADA). Protection under the act is extended to people with disabilities, a history or perceived as and those who are associated with a person with a disability. This is to prohibit employers from doing exactly what you state - making a decision based on the (expensive) disability of a dependent.
As always there are two side. An expensive disability on the part of a dependent can cause a small employer to be unable to qualify for group medical - or at least at an affordable price.
On the other side - if the individual cannot get medical through an employer - no insurance company will sell them a policy so what are they to do?
Do employers still make decisions based on the cost of insuring an employee...well...