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I know that 2009 has to be a much better year.:D I'm trying to stay positive because 2008 has been one of my worst years ever. I've had flooding, water damage, gastritis, computer problems, lost a roommate of 3+ years,2 co-workers had fires in their apt.'s, and problems with my cats. I'm very thankful that I still have a job, a roof over my head and enough food and water. I hope that everyone will have a better 2009.:)
Count me in on hoping 2009 is better than '08! I think for a lot of us, it can only get better.... it certainly can't get worse!!! ;)
But as bad as 2008 has been, I stop to remind myself the good things that have happened. Otherwise, I'd be inundated in an overwhelming pile of helplessness.
Prayers and thoughts for Nomilynn, Daisy and Delilah and all those who are in need of a better year. My best friend's brother joked that this year on New Year's Eve we will say in our best Arnold Schwarzenegger actor voice, "Hasta la vista 2008!" He has had back problems for most of the year, my best friend has had a lot of major changes at her job that have not all gone as well as the managers had hoped and planned. I have several reasons to hope '09 will be better but I won't burden my PT friends with it again here. Just to say prayers, thoughts and good wishes for 2009.Quote:
Originally Posted by Daisy and Delilah
Hugs,
Elyse
Count me in as 2008 being a horrible money year, perhaps my worst ever.
Had 5 flat tires (the last of which cracked the wheel itself so had to replace that, too).
We owed both state and federal for our tax returns so got nothing back.
Went on our vacation only because our friend's wife allowed us to use her frequent flyer miles on our hotel.
There's been many weeks during 2008 where I had to decide which I'd rather do.... buy car gas or groceries, and since gas gets me to work, I've had to go that route (and have lost 20 pounds over this year....not because I'm trying to. In February I was 148, now I'm 128. :( ).
I'm working two jobs and periodically pick up a third on the side. Kim picked up a second job this year as well, and I'm still just scraping by. I'm thankful I'm working, but it's literally been 10 months since the last time I was able to make a single deposit into my savings account....though I had to take some out one month later and therefore have had less than $9.00 in there for the last 9 months. I own no stocks, bonds, cds, 401k, etc. so that eight dollars and change is my entire "portfolio" and I'm 36 years old. Blah.
I've worked 45-53 hours per week between two jobs for all of 2008 and after taxes, I'm only taking home $1,300 a month. Our bills are $2,100 a month and we live in an apartment since we have zero money as a house downpayment. That $2,100 a month for our bills does not include gas for both our cars, or groceries, vet bills, medical expenses, any and all entertainment or savings, etc. At least gas has gone down recently. That's a huge plus! So, yeah for the most part I've basically been living paycheck to paycheck for over a year now and I hate it so much. "At least you're employed" everyone tells me because I think our state has the highest unemployment rating at the moment out of the country.
We've been paying off Chippers hospital bill for a little over two years now and next month would have been his final payment, but now Logan's in the hospital so we'll again have to charge thousands of dollars on it and continue to stay in debt for many more years to come. (Kim still has a fairly good sized credit card debt she's slowly digging away at, on top of the pet hospital debt).
Somehow I've been able to stay afloat this year, but it's been a struggle needless to say. This whole year has been beyond stressful on our bodies and minds, and I'm really hoping next year will be better.