Thanks again everyone. :D
Marti, I don't think the cysts are serious. Or at least I hope not. But my vet has never seen anything like this so she's not even sure. I'm doing my research (and saving up $$$) and will probably take him to a specialist. In fact, the surgery center my vet recommended is also an animal medical specialist place. If they can offer Care Credit I'll take him there.
Hugs, scritches and every thing else have been happily delivered. Oh, I was kissing Taz's bald spots last night and he was sleeping with his paw over his eyes. He got a little irritated with me, because I kept kissing him over and over. I tried explaining it was for the people on PT, but he wasn't having it!! :p