do you have a budget and follow it...

Quote:

Originally Posted by Pam

Shortly after hubby and I got married it was determined that I was the better one to handle the checkbook ;) and I have been doing it for decades. In our early years I, too, worked with "imaginary numbers" in the checkbook. That little system used to drive hubby crazy because he never knew our real balance. LOL! He would never be able to understand your system Catlady! :)

Well to be fair to hubby, the amount written in the checkbook register is actually the correct amount. It's just that to figure out what is alloted for each catagory you have to check the computer or one of the post it notes in the checkbook. I don't know that anyone could sit down at my cpu with the paychecks and figure out how to do the budget the way I do and that does worry me at times. If I could just figure out a simpler way that would satify my need to have every catagory separate and still be understood by everyone it would be better, but so far this is working.

Quote:

Originally Posted by chocolatepuppy

Catlady, I am amazed at your budgeting! Good for you!

Thank you!:) Now if only my hubby would agree with that. lol

Quote:

Originally Posted by ParNone

Next on my list is seeing if I can widdle down my electric bill. I could still cut back on entertainment, but that's a last resort.

I can't say all of these ideas work or are a good thing even (some are kinda whacked at times), but the majority of stuff on this website are great money savers. http://www.stretcher.com/menu/topic-d.htm#energy