Pet insurance

[thebing]

I have been looking for some new insurance for my pets do anyone no what are the best things to look out for when you are looking for pet insurance cover, and is there a lot off unreliable insurance out there just out for the money? :rolleyes:

[KYS]

If you have a pure breed dog, I would
ask them for a list of what they will not cover
for that particular breed. Some insurance's have
a cap on what they will pay for each problem:
example: growth removal costs you $300.
Some insurance companies might only pay $125 towards
growth removal. I like the insurance companies, that
have a certain yearly $$$ amount, and a one time deductible a year no matter how many times you have a claim, they will pay 80% until your $$$ amount maxes out.

Good luck, and don't foreget to read the fine print, and
I know in the US their is a government agency we
can call to make sure the Insurance company is
ligit and has a good rating.

[pitc9]

I have looked into it, and they have a list of breeds that make insurance for those breeds more. I can't remember all of the breeds on that list, but I do know that GSD were more $$.

You can get insurance just to cover shots, and other yearly things, then you can pay more for accident coverage etc....

Sure sounds like a good idea!! But with two GSDs, it is just to much money for me right now.

[lovemyshiba]

When Kito first came home, I looked into insurance, and decided against it.

What I do now is save all of my change, and roll it every once in a while. It's my emergency fund, for the dogs, and I'm over $450 right now.

[micki76]

You're much better off putting the money you would spend on premiums in a savings account. We have a huge chunk of change after just 5 years. We could afford most any type of surgical procedure at this point. Thank goodness we've never needed it except when we had Chester's allergy testing done. :)

[thebing]

Thank you all for your help I fend one that I think that I will be using it's call Pedigree

http://www.pet-health-insurance.co.uk/pedigree/index.asp why.asp
:)

[tikeyas_mom]

I dont have insurence for my dogs or any of my pets :o.

[Uabassoon]

I was thinking about getting insurance, but then I read a comsumer reports (I read it all the time) issue about pet insurance that showed that you are better off just saving money.

[thebing]

Do you think that more people have savings for there pets than insurance or more people without insurance or savings is it a good idea not to have any?:rolleyes:

[DoggiesAreTheBest]

When it comes to my Drake, I will leave nothing to chance! He has pet insurance with www.petinsurance.com (http://www.petinsurance.com) . The premium is about $16 a month. We also have a Draker emergency fund. Andrew and I both put money in there every month. And if that all isn't enough.

Our pet insurance covers 50% of Drake's annual check ups and 80% of emergency visits.

[RubyMutt]

I have a bank account that's for all emergencies (especially for the pets). I'm considering also getting pet insurance through Veterinary Pet Insurance (www.petinsurance.com), but I just have to see what my financial situation will be like once I go back to school :(