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View Full Version : IS this legal, or at least harassment?



catnapper
09-02-2010, 10:13 PM
We're hurting financially again (its summer, I ALWAYS hurt in the summer because my paycheck goes to nothing during the slow season) ANyway, a debt collector calls us a zillion times a day and now they started calling MY FAMILY!!!! I told my brother to just them they don't know me. What else to do?

Grace
09-02-2010, 10:18 PM
Check out these -

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm


http://www.bcsalliance.com/debt_pennsylvania.html

Scooter's Mom
09-02-2010, 10:22 PM
I've been receiving phone calls looking for a relative.
The collection agency calls at least twice a week, but it's always a recorded message.

I returned their call and told them to stop calling ME because I considered it harassment and the person they were trying to reach did NOT live here. They asked if I knew the person and I told them "Yes" and when they asked "Do you know how to reach them?" I told them "I do not at this moment know how to reach <person>." It wasn't a lie - I didn't know where that person was at that particular moment.

I haven't received a phone call in 2 weeks - so hopefully it's over.

kokopup
09-02-2010, 10:27 PM
You might want to read this link.
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

Laura's Babies
09-03-2010, 08:00 AM
I read about this on the internet, they do it to shame you into paying your debt. They are even calling neighbors of some people..

Husky_mom
09-03-2010, 08:24 AM
I had sort of the smae issue.. with a phone company (cell).. they called about a debt of a year ago.. which was paid just they never registered it.. but they called like every two hours to everyone we had on our cellphone list to tell them about that... I argued with them until they realized it was their mistake to not register the payment.. did they call everyone to apologize? of course not!.. then a year later it all started again.. and I told them what happened last year (same thing).. well this went over for like 2-3 years.. apparently they did stop now.. or at least put in in their system finally..

it is sooo annoying... it could be telephone harrasment but not sure about your laws over there... here collectors are very rude and donīt mind calling in wee hours and scream and call you names and even threaten you... I wish something can be done to make them stop.. with this economy many people are having troubles to pay or pay late and these people might also be in debt but they do get on oneīs nerves