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View Full Version : Be Sure to Cancel your Credit Cards before you die!!



critter crazy
07-27-2007, 03:00 PM
Be sure and cancel your credit cards before you die! This is so priceless,
so easy to see this happening, customer service being what it is today.

A lady died this past January, and Citibank billed her for February and
March for their annual service charges on her credit card, and added late
fees and interest on the monthly charge. The balance had been $0.00, now it was close to $60.00. A family member placed a call to Citibank. Here is the
exchange:

Family Member: "I'm calling to tell you she died in January."

Citibank: "The account was never closed and the late fees and charges
still apply."

Family Member: "Maybe, you should turn it over to collections."

Citibank: "Since it is two months past due, it already has been."

Family Member: "So, what will they do when they find out she is dead?"

Citibank: "Either report her account to frauds division or report her to
the credit bureau, maybe both!"

Family Member: "Do you think God will be mad at her?" (I really liked this
part!!!!)

Citibank: "Excuse me?"

Family Member: "Did you just get what I was telling you - the part about
her being dead?"

Citibank: "Sir, you'll have to speak to my supervisor." (Duh!)

Supervisor gets on the phone:

Family Member: "I'm calling to tell you, she died in January."

Citibank: "The account was never closed & late fees & charges still
apply." (This must be a phrase taught by the bank!)

Family Member: "You mean you want to collect from her estate?"

Citibank: (Stammers) "Are you her lawyer?"

Family Member: "No, I'm her great nephew." (Lawyer info given)

Citibank: "Could you fax us a certificate of death?"

Family Member: "Sure." (Fax number is given)

After they get the fax:

Citibank: "Our system just isn't setup for death. I don't know what more I
can do to help."

Family Member: "Well, if you figure it out, great! If not, you could just
keep billing her. I don't think she will care."

Citibank: "Well, the late fees and charges still do apply." (What is wrong
with these people?!?)

Family Member: "Would you like her new billing address?"

Citibank: "That might help."

Family Member: " Odessa Memorial Cemetery , Highway 129, Plot Number 69."

Citibank: "Sir, that's a cemetery!"

Family Member: "What do you do with the dead people on your planet?!?!"


LOL...priceless...

shais_mom
07-27-2007, 03:08 PM
lmao!!

catnapper
07-27-2007, 03:09 PM
Hey -- did they have a recorder for our conversations with credit card companies after my mother in law died? I swear, the calls were truly obnoxious. After a while we just got frustrated trying to get through to them. We tried politely telling them she died. We were rude. We were sarcastic. We were funny. Nothing seemed to penetrate into their little heads.

One night, hubby told the lady that mom was sitting on the mantle. The lady wanted to speak to her. Hubby walked over, set the phone on top of the mantle and walked away. I have no idea how long the collection agent tried to talk to a box of ashes but I'm guessing they never quite understood what we meant.

Freedom
07-27-2007, 03:12 PM
Hilarious!

pitc9
07-27-2007, 03:38 PM
LOL!!
That was funny!!! :D

jackie
07-27-2007, 03:49 PM
I find it funny how people turn into automated machines once they get a telephone job. Suddenly they can't think for themselves.

DJFyrewolf36
07-27-2007, 04:23 PM
I find it funny how people turn into automated machines once they get a telephone job. Suddenly they can't think for themselves.

The sad thing is is that they are TRAINED to be this stupid. Thats why Ive quit every phone job Ive had within a month :rolleyes: I couldn't handle giving people the same rediculus answers...especially if I knew the truth.

RICHARD
07-27-2007, 04:38 PM
I guess Oscar the Cat would be a good indicator/reminder to do that! :confused:

Craftlady
07-27-2007, 06:19 PM
Priceless....

critter crazy
07-27-2007, 06:31 PM
I had a good laugh, and had to post this, cause we wnt through the exact same thing when my Gramma passed away 2 yrs ago!

Marigold2
07-27-2007, 09:14 PM
When these calls come I would put one of those insane laugh tracks on and just walk away. LOL LOL LOL LOL LOL LOL LOL LOL

K9karen
07-28-2007, 12:23 AM
Really? I never had a problem w/Chase. Sent (or faxed..don't recall) copy of death cerificate, that was it. Got letter acknowledging card cancellation and their condolences. That's the truth, really. Same reaction with all my mom's cc's. Just lucky I guess.

karlyb
07-28-2007, 01:16 AM
My mother died four years ago and I cancelled all her magazines. Last week in the mail I received a notice addressed to her estate, asking if she wanted to renew her Conservationist magazine subscription. Doesn't anybody read what is sent out from their office? This makes them look so stupid.

caseysmom
07-28-2007, 12:40 PM
I am administrator on my brother's estate and I had many similar experiences, some truly rude people and some really nice people.

One day I was at work taking care of one of the companies and started shouting "HE IS DEAD DO YOU GET IT!"

Catty1
07-28-2007, 02:09 PM
From Monty Python's Parrot Sketch - maybe this will help:

'E's not pinin'! 'E's passed on! He is no more! He has ceased to be! 'E's expired and gone to meet 'is maker! 'E's a stiff! Bereft of life, 'e rests in peace! If you hadn't nailed 'im to the perch 'e'd be pushing up the daisies! Vis-a-vis his metabolic processes e's 'ad his lot! 'E's off the twig! 'E's kicked the bucket, 'e's shuffled off 'is mortal coil, run down the curtain and joined the bleedin' choir invisibile!! All statements to the effect that this parrot is still a going concern are from now on inoperative!

E's f*****' snuffed it!

THIS IS AN EX-PARROT!!